Swiss perspectives in 10 languages

Swiss parents rely on savings accounts for their children instead of investment funds

Parents rely on savings accounts for their children instead of investment funds
Parents rely on savings accounts for their children instead of investment funds Keystone-SDA

Parents in Switzerland put money aside for their children and they do this primarily with savings accounts.

Specifically, more than three quarters of all parents (76%) invest their children’s money in a savings account, as the survey of around 1,000 Swiss parents shows.

+Get the most important news from Switzerland in your inbox

The survey conducted by Lucerne University of Applied Sciences and Arts (HSLU) on behalf of the online wealth management company True Wealth shows that investments in securities play a subordinate role. Only 21% surveyed invest in securities such as shares or ETFs.

“With their long investment horizon, children would be ideally placed to take advantage of high-yield investments and benefit from the compound interest effect,” says Tatiana Agnesens, head of the HSLU study.

The investment horizon is long because, according to the survey, over 60% of parents start saving in the first year of life, and around 10% even before the child is born.

Adapted from German by DeepL/ac

This news story has been written and carefully fact-checked by an external editorial team. At SWI swissinfo.ch we select the most relevant news for an international audience and use automatic translation tools such as DeepL to translate it into English. Providing you with automatically translated news gives us the time to write more in-depth articles.

If you want to know more about how we work, have a look here, if you want to learn more about how we use technology, click here, and if you have feedback on this news story please write to english@swissinfo.ch.

Coming soon Lost Cells A podcast uncovering the human stories behind private stem cell banking's promises and failures. Get notified

Popular Stories

Most Discussed

News

In compliance with the JTI standards

More: SWI swissinfo.ch certified by the Journalism Trust Initiative

You can find an overview of ongoing debates with our journalists here . Please join us!

If you want to start a conversation about a topic raised in this article or want to report factual errors, email us at english@swissinfo.ch.

SWI swissinfo.ch - a branch of Swiss Broadcasting Corporation SRG SSR

SWI swissinfo.ch - a branch of Swiss Broadcasting Corporation SRG SSR