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Some 57% of Swiss are against raising the retirement age to 67, as suggested by lawmakers looking to reform national pension policy.
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Of the 13,000 people polled earlier this month, 27% were in favour of setting the retirement age to 67. The remaining 16% said they were unsure. Publishing company Tamedia commissioned the survey, and the results appeared in Sunday newspapers SonntagsZeitung and Le Matin Dimanche.
The current retirement age in Switzerland is 65 for men and 64 for women. Now parliamentarians are looking into an emergency plan to gradually raise the age to 67 for both sexes in order to generate more pension funds. The plan would only come into play if funds slipped below a certain level, and it would have to be approved by the Swiss in a national vote.
Among those surveyed for Tamedia, supporters of the conservative right Swiss People’s Party were especially against the idea of a later retirement – with 68% saying “no”. In comparison, 50% of centre-right Radical Party supporters were in favour of the concept.
“Resistance to even a gentle method of raising the retirement age is surprisingly strong,” said Zurich political scientist Fabio Wasserfallen, who led the survey.
As Interior Minister Alain Berset told the newspapers, “linking the financial situation of AHV [the state pension scheme] to an increase in retirement age would be the death sentence for the bill”.
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Swiss expats discuss pensions and insurance
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Concerns about the country's old age pension scheme and health insurance coverage were high on the agenda of the most recent assembly of the Swiss Abroad Council. The delegates, meeting on the shores of Lake Lucerne, raised a series of practical problems.
“Social security issues have been a recurring topic for the Organisation of the Swiss Abroad (OSA), just like e-voting or problems for many expats to open a bank account in Switzerland,” said OSA co-director Ariane Rustichelli during Saturday’s meeting in Brunnen.
Since a reform of the old age pension system is underway in the Swiss parliament, the expat assembly focused on a voluntary scheme for Swiss citizens living outside the European Union or the countries of the European Free Trade Association (EFTA).
Currently, 14,000 people from outside the EU/EFTA – or 5% of the total number – benefit from the voluntary old age pension scheme, according to the Federal Social Security Office.
In giving a short history of the voluntary state pension scheme, Roberto Engeler, a leading member of the OSA, conceded flaws in the system since its beginning in the late 1940s.
“Reforms of the scheme were introduced at the expense of the weakest members of society or those who temporarily live outside Switzerland and miss out on regular contributions,” he added.
“The problems are increasing,” he warned and called on the government to consider possibilities for a voluntary old age pension scheme regardless of the country of residence of the Swiss expats.
Reforms
Jürg Brechbühl, director of the Social Security Office, said a revision of the voluntary scheme could be tackled once the mandatory state old age pension scheme was successfully reformed.
Parliament agreed to overhaul the voluntary system in 2001 because of Switzerland's bilateral treaties with the EU, notably limiting the circle of beneficiaries and increasing the rate of contributions.
However, Brechbühl acknowledged that efforts were necessary to improve cooperation with other countries and between the different pension systems, especially when it comes to simplifying the control mechanism.
“It won’t be easy and it will take time,” he cautioned.
The voluntary pension scheme ran up a deficit of CHF37 million ($38.2 million) last year, mainly because the financial payments made exceed the amount of contributions, as Brechbühl explained.
Health insurance
Delegates taking part in workshops at the Swiss Abroad Council also identified a series of problems with health insurance coverage.
Some participants wondered why health insurance premiums for expats are so much higher than in Switzerland. Others pointed out practical problems for Swiss citizens returning to Switzerland at retirement age.
There were also questions about apparent difficulties with having additional health insurance coverage or with finding specific information about insurance schemes in other countries.
In response to the questions, Olivier Peters of the Federal Health Office said Switzerland’s mandatory health insurance coverage was very good compared with other countries. He assured the delegates the government had to plans to change the existing system for the Swiss living abroad.
Anniversary marked
On Saturday, the Swiss Abroad community also celebrated the 25th anniversary of the Swiss expat square in Brunnen on Lake Lucerne.
Set up in 1991, the 5,400 square metre open park site opposite the Rütli meadow is meant to show the affiliation of the Swiss Abroad to their home country.
Swiss President Johann Schneider-Ammann opened a special exhibition of posters telling the lives of Swiss emigrants.
The board of the foundation in charge of the site also awarded Swiss-Australian illustrator and author Lucienne Fontannaz-Howard a one-month grant as artist in residence.
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That’s according to the pensioner’s group Pro Senectute, and the recently-published Global AgeWatch Index, which draws on data from the United Nations, the World Bank, the International Labour Organization and the Gallup World Poll. This is despite that fact that the alpine country has the third highest gross national income per capita in the world.…
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Under the plan, the retirement age for women will be raised by one year to match that of men, at 65. Early retirement will not be possible before 62, four years later than at present. In order to keep pensions at their current level, everyone will have to pay more into the pension schemes as…
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