Do you have money-saving tips to deal with the rising cost of living?
In Switzerland, health insurance is becoming more expensive, rents are rising, food, water and electricity are becoming more expensive. Inflation is low, but it is still contributing to thinner wallets, and the Swiss National Bank (SNB) recently raised interest rates.
Given the global economic slowdown and the rising costs of living, the need to look for ways to save money is not just a Swiss problem.
What is the situation in your country of residence? Are costs of living rising, and what are you doing to save money? Do you have any best practices? Share your experiences with our global audience.
From the article Swiss salary illusion: precarious cost of living sets off alarm bells
From the article Five questions about the Swiss price watchdog’s inflation warnings
I am alone with my two grown daughters and my salary and the pension paid by my ex-husband are not enough as I have no savings. Each additional expense such as a dentist, additional heating costs, additional heating costs, transport subscriptions, car tires etc. and so on put a strain on a budget that is already not sustainable. I think about going to knock on the door of Caritas soon
Je suis seule avec mes deux grandes filles et mon salaire ainsi que la pension versée par mon ex mari ne suffisent pas étant donné que je n ai aucune épargne. Chaque dépense supplémentaire tel dentiste, frais de chauffage en plus, abonnement de transport, changement de pneu de voiture etc et j en passe grève un budget qui n est déjà pas viable. Je pense bientôt aller frapper à la porte de caritas
Pay close attention when hunting 'bargains'...because too often they ain't.
I eat meat and bread with gluten and veggies and don't eat much fruit, drive a cheap gas powered car, don't shop on amazon, don't use expensive Apple, don't subscribe to nonsense.
Ем мясо и хлеб с глютеном и овощи, и мало ем фруктов, езжу на дешевом автомобиле на газу, не покупаю на Амазоне, не пользуюсь дорогим Apple, не подписана на всякую ерунду.
Yes, I pay over 1,200 francs a month in health insurance, and above all the tax is rising more and more....
Ja, ich zahle über 1'200.- franken KK monatlich, Und vor allem die Steuer steigen immer mehr....
Lucky we now have the two Discounter stores in many urban areas. Without them Migros and Coop would sadly keep their prices even higher than they already do.
I volunteer at an organization that gives donated food away for 1.00 franc each visit to people on social assistance and Asylum seekers with the necessary card. I see the amount of food that arrives each week. Especially milk, yoghurt, cheese are not even marked down, neither are dry goods, that shows a store customer does not even get the chance to buy these products a bit cheaper. All these donations in this particular facility come from the two major Swiss stores. I guess donated goods can be totally written off the bottom line, reduced pricing brings less income which affects the bottom line as well but shows less turnover. If you live near the border, go across and shop once in a while there. When a container of milkrice costs 49 cents there and Fr. 1.10 in CH, with milk being subsidized in CH, you have to ask yourself why do I make my purchases in my home country.
Switzerland is recognized as one of the richest countries in the world. But in recent years health insurance, rent and electricity costs have risen dramatically, reducing the real purchasing power of the Swiss and increasing the percentage of the population living in poverty. I don't think anyone will probably object to this.
Not so long ago, Switzerland had a national election, and the candidates were all fighting for party affiliation, face value, slogans, ability to express themselves and campaign funds.
My preferred candidate had only one criterion, namely that he or he publicly declared that after being elected to parliament he would directly and immediately wage war against the impoverishment of the nation.
Unfortunately, no such candidate could be found. Perhaps because I was given too little relevant information.
瑞士被公认为世界上最富有的国家之一。可是近年医疗保险，房租和电费的大幅度上涨，使瑞士人的实际购买能力下降，贫困人口比例不断上升。我想这大概不会有人反对。
不久前，瑞士全国大选，候选人都在拼党派，颜值，口号，表达能力和竞选经费。
我心仪的候选人只有一个标准，即他或他公开宣称当选国会议员后，会直接和立即向国民贫困化开战。
很可惜，没能找到这样的候选人。或许是因为我获得的相关信息太少。。。
To be honest, I find all contributions/studies/analyses on the subject of "Why is Switzerland so expensive?" worthless. It's an artificial constellation. But certainly not artificial intelligence! Now that economic crises, the pandemic and climate change have hit our country, it's high time we finally started to level down the cost of living!
We can still manage this - despite increasing poverty in the country - but it can't go on like this.
I no longer receive visits - neither from friends nor from family living away - from home or abroad because people can't cope with the price level in Basel. Ergo, I don't want to be a "burden"! Nice home... it's been like this for almost 30 years now!
Ehrlich gesagt finde ich sämtliche Beiträge/Studien/Analysen zum Thema "Warum ist die Schweiz so teuer?" wertlos. Es ist eine künstliche Konstellation. Aber sicher keine künstliche Intelligenz! Es wäre höchste Zeit, nachdem Wirtschaftskrisen, Pandemie, Klimaveränderungen über unser Land gekommen sind, endlich eine Lebenskosten-Preis-Nivellierung nach unten in Angriff zu nehmen!
Noch schaffen wir das - trotz zunehmender Armut im Lande - aber das kann nicht so weiter gehen.
Ich bekomme keine Besuche mehr - weder von Freunden noch von der auswärtslebenden Familie - aus dem In- und Ausland, weil man mit dem Preisniveau von Basel nicht zurechtkommt. Ergo mir nicht "zur Last" fallen möchte! Schöne Heimat... das geht jetzt schon fast 30 Jahre so!
Only buy things as and when needed. Keep number of contracts to minimum essential services and where possible only pay for necessities and anything else up front even though it may cost more. That way money is not wasted on whst is not used. Keep any spare cash as a reserve for emergencies, try to save regularly whilst keeping some spare cash left over for yourself, family and socialising.
I rarely use credit cards (unless buying something online). I have a rule, if I don't have the cash for something, I don't buy it. No credit, no loans, no overdrafts. I only buy what I need, not the latest smart phone just because it's the latest. I keep phones, laptops, TVs, etc until they break. Then if they can't be repaired cheaply, I get another. I kept my last car for 20 years, until it cost too much to keep going. I go on holiday in cheap countries. I often go to the dentist while abroad too. As a result, I have a lot of money and no debt.
Stop eating out. Eat at home. Eat salads. Eat less meat. Live longer.
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