Swiss health insurance premiums to rise 6% in 2025
Health insurance premiums to rise by an average of six percent in 2025
Keystone-SDA
Select your language
Generated with artificial intelligence.
Listening: Swiss health insurance premiums to rise 6% in 2025
Swiss health insurance premiums will rise by an average of 6% in 2025. The average monthly premium will be CHF 378.70, says the Federal Office of Public Health (FOPH).
This content was published on
3 minutes
Keystone-SDA
Deutsch
de
Krankenkassenprämien steigen 2025 im Schnitt um sechs Prozent
Original
This means the increase will be lower than this year’s 8.7%.
According to the FOPH, the average monthly premium is calculated by adding up all premiums paid in Switzerland and dividing them by the number of insured persons.
For adults, the premium will rise by CHF25.30 to CHF449.20 in 2025. Young adults will have to pay CHF16.10 more and thus CHF314.10. The average premium for children will rise by CHF6.50 to CHF117.90.
More
More
Is there an answer to Switzerland’s spiralling healthcare cost misery?
This content was published on
Swiss residents must swallow a bitter pill of health insurance premiums rising by 8.7% next year. Is there a way out of this vicious circle?
The increase in premiums is due to the rising costs of health insurance, writes the FOPH. In 2023, cost increases of 4.6% had already risen faster than the long-term average. In the first six months of 2024, costs have risen again by 4.1% compared to the same period in the previous year.
Older people, expensive medication
According to the FOPH, health insurers expect costs to rise by 4.2% in the coming year. New medicines and treatment options as well as rising demand for services have led to this cost surge. The shift from inpatient procedures to outpatient care is also playing a role.
External Content
This makes medical sense and reduces costs overall. However, as outpatient treatment is only financed by compulsory health insurance, the shift leads to a higher premium burden.
According to the FOPH, costs will continue to rise in the future due to the ageing population and new therapies and medicines. New treatment options are to be welcomed. However, cost growth must be kept in check if the healthcare system is to be financed sustainably.
“Cost containment is an ongoing task that must be tackled again and again by different players in different places.”
At the beginning of 2024, the reserves of the health insurance funds across the entire sector had fallen from CHF8.5 billion to CHF7.3 billion. The Confederation cites the fact that costs rose more sharply in 2023 than was expected at the time the premiums were submitted as the main reason.
Translated from German by DeepL/mga
This news story has been written and carefully fact-checked by an external editorial team. At SWI swissinfo.ch we select the most relevant news for an international audience and use automatic translation tools such as DeepL to translate it into English. Providing you with automatically translated news gives us the time to write more in-depth articles.
If you want to know more about how we work, have a look here, if you want to learn more about how we use technology, click here, and if you have feedback on this news story please write to english@swissinfo.ch.
Popular Stories
More
Banking & Fintech
UBS releases ‘hundreds’ of staff in fresh wave of job cuts
Should Switzerland take measures to support its struggling industries?
Industrial policies are back in fashion, not only in the United States but also in the EU. Should Switzerland, where various industries are struggling, draw inspiration from such policies?
As a Swiss Abroad, how do you feel about the emergence of more conservative family policies in some US states?
In recent years several US states have adopted more conservative policies on family issues, abortion and education. As a Swiss citizen living there, how do you view this development?
This content was published on
A committee of Switzerland’s House of Representatives has found the people’s initiative to limit fireworks too extreme, but has suggested a counter-proposal.
UN investigators report evidence of crimes in Syria and call for national dialogue
This content was published on
UN investigators in Geneva report ample evidence of crimes in Syria and urge the regime to follow through on its promise of a national dialogue.
Swiss Trade Union warns EU deal could threaten wages
This content was published on
The Swiss Trade Union Federation warns that the new bilateral agreement between Switzerland and the EU could threaten wage protection and public services.
Credit Suisse fines from Mozambique scandal to fund victims’ compensation
This content was published on
The fines imposed on Credit Suisse for the Mozambique scandal will be allocated to a fund for the victims, amounting to $105.5 million.
‘Confederation is a subsidy machine’: Swiss finance minister
This content was published on
The Swiss government is a machine for distributing subsidies to various actors in the country, says finance minister Karin Keller-Sutter.
Lack of funds ends third bid to salvage Säntis ship from Swiss lake
This content was published on
A third attempt to salvage the steamship Säntis, lying at the bottom of Lake Constance in Switzerland since 1933, has failed before it has even begun.
Nestlé Waters on trial in France over illegal waste dumps
This content was published on
Bottled water producer Nestlé Waters to stand trial, accused of illegally dumping waste and maintaining unauthorised dumps.
You can find an overview of ongoing debates with our journalists here . Please join us!
If you want to start a conversation about a topic raised in this article or want to report factual errors, email us at english@swissinfo.ch.